Customer Enquiries 0161 814 9158
This website uses cookies. By continuing to browse the site you are agreeing to our use of cookies. Continue

It will contain details of any accounts in your name

What is included in my credit report?

Home > Credit Rehab > What information is and isn’t in my credit report?

As standard, whenever a credit agency is asked to run your credit profile by a potential lender, it will contain details of any accounts in your name, the date they were opened, the current limits on those accounts and whether you have missed any payments.

This information also includes accounts that might have been closed previously, which can remain on your credit report for up to 6 years. As well as previous accounts, credit searches also appear on the report regardless of whether you were approved or declined.

Other general personal information such as date of birth, as well as electoral and address details which tend to be used to confirm your identity as well as look up addresses associated with your name.

Furthermore, if there are any CCJ’s, bankruptcies or home repossessions, these would continue to appear on your credit report for 6 years.

There are many misconceptions and rumours about pieces of information that appear on your credit report but actually don’t. Some of these bits of information are:

  • ‘Soft searches’
  • Student loans
  • Council tax arrears
  • Parking or driving fines
  • PPI, CPP, bank charges and other reclaims
  • Whether you’ve checked your credit report
  • Race, religion, ethnicity
  • Salary
  • Savings accounts
  • Medical history
  • Criminal record
Warning: Late payment can cause you serious money problems. For help, go to

How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 90 out of 100, based on 112 reviews over the past year. 112 user reviews. Read our reviews

Members of the The Finance & Leasing Association

FLA logoThe Finance & Leasing Association is the leading trade body for the motor finance, asset finance and consumer credit industries in the UK.


Feeling social? Check out our social pages!

Tweet us on Twitter
Like us on Facebook
Pin us on Pinterest
Add us on Google+

Our Address

Evolution Money,
9 Portland Street,
M1 3BE

Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 8 St John Street, Manchester, M3 4DU. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

© 2017 Evolution Money | Privacy Policy | Cookie Usage | Complaints Policy | Breaking Down Our Loans | Terms & Conditions
Apply Online
I want to borrow £

You will receive a call today to continue with your application.
Thank you for taking the time to fill in our online enquiry form. Unfortunately in this instance we won't be able to help as being a homeowner is one of our primary requirements.
Start Here
Please wait

Please wait

Don't leave just yet!

Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

Back to Evolution