Secured homeowner loans from 5k
We specialise in providing tailored secured homeowner loans. Our lending decisions are based on your unique situation, not solely on your credit score. Check your eligibility with us without any impact on your credit score.
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Borrow from £5,000 to £105,000
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Terms over 3 to 20 years
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Annual Interest Rates from 8.6% to 27.87% variable
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Representative 21.54% APRC (Variable)
We believe in a better way of doing business
Evolution Money is a Certified B Corporation, demonstrating our commitment to a more sustainable world.
We’re proud of our environmental and social impact to date and have set ambitious targets for the future.
Representative Example
For a typical loan of £12,000 over 60 months with a variable interest rate of 21.54% per annum, your monthly repayments would be £310.60. This includes a Product Fee of £1,200.00 (10% of the loan amount) and a Lending Fee* of £763.00, bringing the total repayable amount to £18,635.80. Annual Interest Rates range between 8.6% to 27.87% (variable). Maximum 50.00% APRC. *Lending Fee varies by country: England & Wales £763, Scotland £1,051, Northern Ireland: £1,736.
Find the Right Loan for You
At Evolution Money, we specialise in providing secured loans of up to £105,000 that are tailored to the needs.
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Over 58,379 Customers Accepted
Since 2011
Over £547m Funded to Customers
Since 2011
Over 33,860 Loans Approved
Since 2011Evolution Money is a member of the Evolution Money Group of Companies. The above figures reflect all lending by all Evolution Money Group companies from 2011 up until March 2025.
What our customers say
4.8/5
of customers are happy with our service
Friendly & polite staff. Helpful & consistent, willing to help find a solution to meeting my needs.
Very simple process and very quick from application to getting money 4/5 days brilliant
The service was quick, straight forward and helpful. The customer liaison was friendly and professional.
Welcome to Evolution Money
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We provide specialised secured loans. However, we do it differently. Evolution Money are specialists in offering bespoke affordable secured loans to their customers.
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Whether the loan is for home improvements or a just a personal loan to help out with your current circumstances, Evolution Money could have the secured loan you are looking for. Our decision to lend isn’t based solely on credit checks, or the amount of equity you have in your home. Instead, we focus on you. We take the time to understand your personal circumstances, and discuss your current financial situation to find a personal secured loan for you. Of course, we’ll ask about how you managed your finances in the past, but with us it’s the here and now that really matters. That means a poor credit history won’t automatically disqualify you.
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Evolution Money are an established online secured loan lender, saying yes to over 31,000 people and helping them out with their secured loan needs.
Warning: Late payment can cause you serious money problems. For help, go to Moneyhelper.org.uk
Representative 21.54% APRC (Variable)
For a typical loan of £12,000 over 60 months with a variable interest rate of 21.54% per annum, your monthly repayments would be £310.60. This includes a Product Fee of £1,200.00 (10% of the loan amount) and a Lending Fee* of £763.00, bringing the total repayable amount to £18,635.80. Annual Interest Rates range between 8.6% to 27.87% (variable). Maximum 50.00% APRC. *Lending Fee varies by country: England & Wales £763, Scotland £1,051, Northern Ireland: £1,736.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!
Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!