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Secured homeowner loans from 5k

We specialise in providing tailored secured homeowner loans. Our lending decisions are based on your unique situation, not solely on your credit score. Check your eligibility with us without any impact on your credit score.

  • Borrow from £5,000 to £100,000

  • Terms over 3 to 20 years

  • Annual Interest Rates from 11.7% to 46.5% variable

  • 28.96% APRC Representative Variable

Check my eligibility

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Image about We believe in a better way of doing business

We believe in a better way of doing business

Evolution Money is a Certified B Corporation, demonstrating our commitment to a more sustainable world.

We’re proud of our environmental and social impact to date and have set ambitious targets for the future.

Learn more about our impact

Secured Loans from Evolution Money

Annual Interest Rates ranging from 11.7% to 46.5% variable.

28.96% APRC Representative Variable.

Typical Example: Loan Amount: £20950.00, Loan Term: 85 Months, Interest Rate: 23.00% PA Variable.

Monthly Repayments: £537.44. Total Amount Repayable: £45,682.15.

This example includes a Product Fee of £2,095.00 (10% of the loan amount) and a Lending Fee of £714.00. Read more.

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Icon image Customers Accepted

Over 31,000
Customers Accepted

Since 2011
Icon image Funded to Customers

Over £382m
Funded to Customers

Since 2011
Icon image Loans Approved

Over 5,409
Loans Approved

Since 2011

Evolution Money is a member of the Evolution Money Group of Companies. The above figures reflect all lending by all Evolution Money Group companies since 2011

What our customers say


of customers are happy with our service

Feofo Reviews

Welcome to Evolution Money

  • We provide specialised secured loans. However, we do it differently. Evolution Money are specialists in offering bespoke affordable secured loans to their customers.
  • Whether the loan is for home improvements or a just a personal loan to help out with your current circumstances, Evolution Money could have the secured loan you are looking for. Our decision to lend isn’t based solely on credit checks, or the amount of equity you have in your home. Instead, we focus on you. We take the time to understand your personal circumstances, and discuss your current financial situation to find a personal secured loan for you. Of course, we’ll ask about how you managed your finances in the past, but with us it’s the here and now that really matters. That means a poor credit history won’t automatically disqualify you.
  • Evolution Money are an established online secured loan lender, saying yes to over 31,000 people and helping them out with their secured loan needs.
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How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews

Members of the The Finance & Leasing Association

FLA logoWe are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.
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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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