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Secured £10,000 Loans with Bad Credit

Secured Loans > Our Loans > Secured £10,000 Loans

What Are Secured £10,000 Loans?

At some point in our lives, we all need a little financial assistance. A secured £10,000 loan could make all the difference.

At Evolution Money, we focus on your current circumstances rather than your previous credit history. This means you could get a loan for £10,000 approved by us even if you’ve been refused elsewhere.

Our team of loan experts take pride in providing absolute clarity and transparency over costs by offering plain and simple terms upfront, with no hidden fees. We always take time to evaluate your situation fully and can advise on an affordable loan that suits your circumstances.

The reviews we have received from customers on Feefo show exactly why we’re a Platinum Trusted Service.

What our happy customers say:


How much do you want to borrow? £5,000 to £100,000
For how long? 3 to 20 years.
Loan Purpose
What is your loan for? Your answer won't affect our decision but is helpful to know.
Is this a joint application?

Apply For A Secured £10,000 Loan

Our team of qualified loan advisers have been supporting homeowners to get the money they need since 2011. During this time, we’re proud to have helped thousands of customers get their loans approved, especially those who have been refused elsewhere.

We focus on your current circumstances rather than just your previous credit history when you’re applying for a £10k loan or similar. This means you may still be able to access the funds you need even if your credit score isn’t perfect due to past difficulties.

For more information, get in touch today for a no-obligation quote. This can give you a better idea of the potential term of a £10,000 loan, so you can make an informed decision about applying.

When looking for a secured loan only borrow what you need. You can discuss this with our qualified advisers on 0161 814 9158.

If you're looking to obtain credit, our secured loans can be used for a range of purposes

Carry out home improvements; a great way to invest back into your property
A wedding loan could turn your plans into a reality
Bigger personal items such as cars can be financed using a secured loan
Take your family on that much needed holiday
Even if you have bad credit we could still help you with a £10k loan

Questions you may have...

What can a £10,000 loan be used for?

A secured loan for £10,000 through Evolution Money can be used for almost any purpose.

This can help if you need financial assistance, or as a way of spreading out the payments for a more expensive purchase.

Here are the most common reasons that people choose to apply for a £10,000 loan:

Home improvements
A house can be one of the greatest financial assets you have, so it makes sense to try to boost its value through practical additions and renovations.

Taking out a £10,000 loan can make a world of difference when investing in home improvements. This can give you access to the funds needed to afford a new kitchen, extension, conservatory, or simply overdue maintenance.

Emergency repairs
Not all renovations we make to our homes are through choice. Sometimes mishaps can result in serious damage that needs fixing or leave essential appliances requiring replacment.

If you need funds to set things right within your home, a loan for £10,000 can help you take back control. Some things in our home we’d struggle to live without, so we’re here to support you in getting the funds you need.

A wedding
It’s fair to say that the happiest day of most people’s lives can also be one of the most expensive. Some couples want to celebrate with a large number of guests and create memories that’ll last a lifetime – but it can come with a sizeable price tag.

A £10,000 loan could help cover the cost of the venue, catering, invitations, flowers, and attire for your big day. Your honeymoon could even be covered well in advance, which may help ease the planning process of the big day.

New car or motorbike
Whether it’s out of necessity or time for an upgrade, a £10,000 loan can go a long way towards buying a car or motorbike.

Our loan experts are here to help weigh up your options and ensure the terms of repayment are well within your monthly budget.

How long is the repayment period on a £10,000 loan?

There is a range of repayment options when applying for a £10k loan through Evolution Money. The amount of interest you will pay depends on the repayment time frame you choose. Shorter repayment periods generally offer a smaller total repayable amount.

Our shortest repayment period is 3 years, while our longest is 20 years. We will discuss a range of repayment terms with you to find the one that suits your personal and financial situation.

Can I get a £10,000 loan with bad credit?

When you have a bad credit score, you may find that some lenders will refuse to approve your loan application. However, we consider more than just your credit history.

We focus on reviewing you and the specific circumstances you’re currently in. Our assessment looks at a variety of criteria outside of just your credit score. That means we may be able to approve a £10,000 loan for bad credit applicants where others have said no.

If you’re looking to improve your credit score, we can also provide valuable information to get you on your way to financial recovery.

Why choose Evolution Money?

We believe you should be able to get access to the credit you need without being held back by your historic credit score. Our approach has helped thousands of people get approved for the loans they need – regardless of their adverse credit ratings.

Whether you need a loan for £10,000 or another sum, we can likely help.

All you need to do to get started is fill out our loan application form and we’ll get back to you.

If you’d rather speak to us directly, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no-obligation quote from our qualified loan advisers.

Apply for my £10,000 loan

Want to know the approximate cost and timescales of your loan? Take a look at our handy loan calculator to see what your repayments might be on a £10,000 Loan through Evolution Money.

Or, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no obligation quote from our qualified loan advisors at Evolution Money.

Apply for my £10,000 Loan

Representative 28.96% APRC (Variable) - For a typical loan of £20,950 over 85 months with a variable interest rate of 23.00% per annum, your monthly repayments would be £537.44. Including a Product Fee of £2,095.00 (10% of the loan amount) and a Lending Fee of £714.00, the total amount repayable is £45,682.15. Annual Interest Rates ranging from 11.7% to 46.5% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.

Think carefully before securing debts against your home your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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