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Secured Loans > Our Loans > Secured Loans

You could get up to £100,000 when you choose a secured loan from Evolution Money.

Our secured loans can be used for just about anything: to pay for a house renovation, finance a new vehicle, or fulfil your financial objectives.

We offer a simple application process, flexible lending terms of up to 20 years and no-obligation quotes when you choose us as your secured loan provider. Use our handy secured loan calculator today to see how much ours could cost you in the UK.

Start the process today by filling in our simple online form or contact us directly by emailing info@evolutionmoney.co.uk or calling 0161 814 9158.

We offer various types of loans with many positive reviews from customers, which we hope will give you peace of mind when choosing Evolution Money.


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How much do you want to borrow? £5,000 to £100,000
For how long? 3 to 20 years.
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What is your loan for? Your answer won't affect our decision but is helpful to know.
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What is a secured loan?

A secured loan is when you borrow from a lender and put an asset up as collateral – usually a home. The lender can then take possession of this asset if you fail to make your repayments.

Secured personal loans are usually large and ours range from £5,000 to £100,000. Lenders of secured loans are more likely to give out larger borrowing amounts because they have a lower risk and can recover any money that’s not repaid.

Ensure you’re confident you can make the repayments before you take out a loan because you could potentially lose your home if you don’t.

What are the advantages of a secured loan?

If you need money but have been refused in the past, here’s why a secured loan might be the best option for you:

  • You can borrow larger amounts than most unsecured loans.
  • Secured loan interest rates tend to be lower than unsecured ones.
  • Repayment times can be longer than on unsecured loans.
  • Secured loans can boost your credit score.
  • You can get a secured loan with a bad credit rating.

What are the disadvantages of a secured loan?

There are factors you should be aware of before taking out a secured loan. These include:

  • Borrowing too much can lead to financial struggles.
  • Longer repayment terms may mean you pay more in interest.
  • Failure to repay a loan could impact your credit score.
  • Your property could be repossessed.
  • Early repayment charges may be expensive.

If you're looking to obtain credit, our secured loans can be used for a range of purposes

Carry out home improvements; a great way to invest back into your property
Bigger personal items such as cars can be financed using a secured loan
Even if you have bad credit we could still help you with a loan
Debt consolidation simplifies your repayments by putting your debt in one convenient place

Why choose Evolution Money for a secured loan in the UK?

If you own a home, a secured loan from Evolution Money may be a suitable option. We can help you find affordable payment terms that suit your circumstances.

That’s because our approach is different to other lenders. Rather than focus solely on your credit history, we look at your full story. We know everyone’s situation is unique – including yours, regardless of whether you’ve had credit problems in the past or not. Here are some reasons you should apply for a secured loan online with us:

Apply for a secured loan today

Want to know the approximate cost and timescales of your loan?

Fill out our simple online form or call 0161 814 9158 to talk through your needs and get a no-obligation quote from our qualified mortgage advisors. Be sure to check out our help and advice page if you need any assistance during your secured loan application process.

Apply for my secured loan

Representative 28.96% APRC (Variable) - For a typical loan of £20,950 over 85 months with a variable interest rate of 23.00% per annum, your monthly repayments would be £537.44. Including a Product Fee of £2,095.00 (10% of the loan amount) and a Lending Fee of £714.00, the total amount repayable is £45,682.15. Annual Interest Rates ranging from 11.7% to 46.5% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.

Think carefully before securing debts against your home your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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