Need to raise finance for much-needed renovations? A secured home improvement loan from Evolution Money could help you get the funds you need.
We offer loans from £5,000 to £100,000 with repayment terms of 3 to 20 years. They’re suitable for large-scale home renovations or virtually any other home-related purpose.
You don’t need a perfect credit score either. We’ll look at your personal and financial circumstances overall, so you could still get a home improvement loan with bad credit.
Our application process is simple, and we even offer no-obligation quotes , if you meet our qualifying criteria.
You don’t just have to take our word for it either. Read our reviews to see what our customers have said about our service.
Home improvement loans allow you to borrow money to fund renovation projects on your property. You’ll then repay the loan in instalments, plus interest, over a set period. With a secured home improvement loan, you’ll be securing the loan against your property.
People typically use these loans to create more space. It’s also common to use home improvement financing to add property value by funding upgrades that buyers would be willing to pay more for.
A home improvement loan is an investment in your property. You could put yourself in a better position to sell when the time is right – or save on the cost of moving by enhancing what you already have.
Choosing a secured home improvement loan has other benefits too. Using your property as security puts less focus on your credit score, so you could find it easier to get approved if you’ve been turned down for an unsecured loan in the past.
Offering security could also help you access higher loan amounts, making this type of loan ideal for larger renovation projects.
While we conduct an assessment to ensure each loan is affordable, borrowing money always comes with a degree of risk. With a secured home improvement loan, if you repeatedly fail to make your agreed repayments you could put your home at risk of repossession.
Be it for a new kitchen or additional space like a conservatory, we’re open to helping as many people as we can whether they’ve had credit problems in the past or not.
We know there’s more to you than your credit history, so we’ll make sure to assess your application based on your unique personal and financial situation. That way, if approved, you could get a home improvement loan with bad credit.
Our application process is quick and easy too. Fill out our simple form to apply online or call us to speak to one of our expert advisers. Whatever home improvements you plan to finance, they’ll work to find the best home improvement loan option available to you.
Ready to find out the approximate cost and timescales of your home improvement loan? Apply online, or give us a call on 0161 814 9158 to talk through your loan needs and get a no-obligation quote from our qualified loan advisers.