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Helping you get back on the road to financial recovery

Improve Poor Credit

Welcome to the Evolution Money bad credit rehabilitation section.

When it comes to credit scores, we understand that it can be quite confusing and upsetting when people are turned down for personal finance purely based on a numerical value. This credit number or “score” is meant to summarise how capable a person is of paying back a loan or debt. There are many factors that have both a positive and negative effect on a credit score or report, and we have decided to delve into each of these. Our focus would be to try and assist our users into learning a little more about what credit scores actually are, and what are the type of things that have an effect on them.

Here we try to help you get back on the road to financial recovery with various pieces of information covering credit reports, what they include and what they are used for. We’ve attempted to break down the various issues that we know people tend to face when it comes to credit scores, and researched some positive and helpful information to combat them.


Warning: Late payment can cause you serious money problems. For help, go to moneyhelper.org.uk
Representative 28.96% APRC (Variable) - For a typical loan of £20,950 over 85 months with a variable interest rate of 23.00% per annum, your monthly repayments would be £537.44. Including a Product Fee of £2,095.00 (10% of the loan amount) and a Lending Fee of £714.00, the total amount repayable is £45,682.15. Annual Interest Rates ranging from 11.7% to 46.5% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.

Think carefully before securing debts against your home your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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