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Secured Car Loans

Car Loans

Looking to buy a car? Get behind the wheel with an affordable secured car loan from Evolution Money.

We offer secured car loans, up to £50,000, that could help you afford the car you want.

Enquire today and take advantage of our simple application process, flexible lending terms, and no-obligation quotes.

What our happy customers say:

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How much do you want to borrow? £5,000 to £50,000
For how long? 1 to 20 years.
Loan Purpose
What is your loan for? Your answer won't affect our decision but is helpful to know.
Is this a joint application?

Car loans at a rate you can afford

Buying a vehicle can be one of the biggest purchases you can make. So, it makes sense to find the financial help that suits your unique set of circumstances.

Fortunately, Evolution Money offers a helping hand to people across the UK looking for affordable car finance. Our secured car loans start from £5,000 and go up to £50,000 and we also make sure we look at your entire financial situation, not just your credit history. We look at your income and outgoings, as well as other financial and personal information. We calculate payment terms you can afford, that means that you could benefit from an affordable loan – even if you’ve been refused credit in the past.

Check out our car finance calculator to see what type of car you can afford today.

If you're looking to obtain credit, our secured loans can be used for a range of purposes

Carry out home improvements; a great way to invest back into your property
A wedding loan could turn your dreams into a reality
Bigger personal items such as cars can be financed using a secured loan
Take your family on that much needed holiday
Even if you have bad credit we could still help you with a loan
Get your no obligation quote today(does not affect your credit score)

Questions you may have...

How old does the car have to be?

There is no age restriction of the car

What details about the car do I need to provide?

We do not require any details about the car

What if I haven’t found a car yet?

If you haven’t found the car we can work together to get your loan amount in place ready for you purchase a car

What if I’ve been refused elsewhere?

Unlike other loan providers, we look at your whole financial situation, not just your credit history. This means that you may be still be able to obtain a secured personal loan to cover the cost of your dream car even if you’ve been refused credit elsewhere.

So, if you’re in the market for a brand new set of wheels, a second hand reliable car or even to make some much needed repairs or maintenance to your current vehicle, Evolution Money may be able to help.

Our original infographic illustrates the costs associated with owning a car, while showing where you can save money too.

Want to know the approximate cost and timescales of your loan? Take a look at our handy loan calculator to see what your repayments might be on a Car Loan through Evolution Money.

Or, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no obligation quote from our qualified loan advisors at Evolution Money.

Apply for my Car Loan

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.
25.53% APRC Representative Variable

Maximum APRC: Maximum APRC for loans greater than £20,000 is 52.75%.
The maximum APRC is representative of Plan 7 based on a terms of 12 months and a loan amount of £20,000.

Typical Example: Loan Amount: £20,000.00, Loan Term: 78 Months, Interest Rate: 19.56% PA (variable), Monthly Repayments: £496.00, Total Amount Repayable: £38,662. This example includes a Product fee of £2,000.00 (10% of the loan amount) and a Lending fee of £699.00. Read about our Rates and Fees.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

*Loan must be paid back by 70th birthday

How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews

Members of the The Finance & Leasing Association

FLA logoWe are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.

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Our Address

Evolution Money,
9 Portland Street,
Manchester,
M1 3BE

Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

Complaints:
0161 814 9165

Contact by Email

General Enquiries:
info@evolutionmoney.co.uk

Business Referrals:
introducers@evolutionmoney.co.uk

Complaints:
complaints@evolutionmoney.co.uk

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 9 Portland Street, Manchester, M1 3BE. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.


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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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