Secured Car Loans

Not at all. You can be in the market for a brand-new set of wheels or a second-hand reliable car. You can even get a secure car loan for some much-needed repairs or maintenance to your current vehicle.

There’s no age restriction when it comes to secure car loans from Evolution Money. Unlike many lenders with age stipulations, if you’ve got your heart set on a model from your youth, Evolution car loans can help.

We don’t require any details about the car. All we care about is helping you secure the finance you need. Of course, if you want to tell us about your car, you can drop us a review on Feefo telling us all about your latest adventures!

If you haven’t found the car yet, we can work together to get your loan amount in place ready for your purchase. And if you have a change in circumstances in the meantime, we can change the secured car loan terms in no time.

Unlike other loan providers, we look at your whole financial situation and not just your credit history. The means that you may still be able to obtain a secured personal loan to cover the cost of your dream car even if you’ve been refused credit elsewhere.

You can borrow up to £100,000 with Evolution Money’s car finance. But remember to factor in the true cost of owning a car to discover how much you can afford.

We’ve made our loan repayments as flexible as possible. You can pay back your loan in as little as 12 months right up to 20 years.

Because we want you to be able to afford the vehicle you need, we’re completely transparent about the fees involved in our secure car loans.

There is a Lending Fee and a Product Fee which are added to the total amount repayable by you over the duration of the pre-agreed loan term.

For example, on a £6,000 loan, there would be a Product Fee of £600.00 and a Lending Fee of £699.00.

We’ve broken down all our fees in this easy to follow table so you can see exactly what you’ll have to repay when you take out one of our secured car loans.

Secured loans are secured against your home and are sometimes called homeowner loans as the property is used as security for the lenders.

Secured loans are ideal if you don’t have a perfect credit score. Secured loans typically allow you to borrow more money, spread over a number of years.

Our secured loans allow you to borrow up to £100,000 and can be repaid over a 20-year period.

Our customers usually receive their secured car loan within a few days of applying, with the maximum wait of three weeks – though we will always aim to get your loan to you sooner.

Here at Evolution Money, we specialise in providing secure car loans that are tailored to your needs. This bespoke approach allows you to stay in control. Meaning you can borrow an affordable amount and pay it back over the length of time you want.

As an award-winning secured loan provider you can trust in us. In fact, don’t just take our word for it, you can find out what our customers think.

Applying for a secured car loan is simple. Click on ‘Apply for my Car Loan’ below. Complete the form and talk to an advisor straight away and get your no-obligation quote today!