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Long Term Loans

Secured Loans > Our Loans > Long Term Loan

Long Term Loans

Looking for flexible long term finance? With manageable repayment terms up to twenty years, Evolution Money could help.

Enquire today and take advantage of our simple application process. We offer long term loans of up to £50,000, with flexible terms of up to 20 years.

Get your no-obligation quote today and find out if you can access the long-term funds you need.

What our happy customers say:

How much do you want to borrow? £5,000 to £50,000
For how long? 1 to 20 years.
Loan Purpose
What is your loan for? Your answer won't affect our decision but is helpful to know.
Is this a joint application?

Flexible terms of up to 20 years

Whether your plans are big or small, a long term loan from Evolution Money could help you with the funds you need.

With loan amounts of up to £50,000, and terms of up to 20 years, Evolution Money is focused on helping our customers – even if they’ve had credit problems in the past. That’s because we know there’s more to people than a credit history. Instead of simply reading your credit report, we’ll take into account your full personal and financial circumstances when assessing your application and match to a term that suits you.

Also thanks to our no-obligation quotes, you have nothing to lose by finding out if you’re eligible for a long term loan.

If you're looking to obtain credit, our secured loans can be used for a range of purposes

Carry out home improvements; a great way to invest back into your property
A wedding loan could turn your dreams into a reality
Bigger personal items such as cars can be financed using a secured loan
Take your family on that much needed holiday
Even if you have bad credit we could still help you with a loan

Questions you may have...

What can I use a long term loan for?

A long term loan can be used for almost any purpose and here at Evolution Money, we’ve been helping thousands of customers up and down the country with the loans they need since 2011. During that time, we’ve helped lots of customers get a long term loan for many different reasons. Here are a handful of the most frequent:

Business re-investment: Existing businesses often take out a long term business loan to help finance the present and future of their company. A secured loan can be used to invest in premises, resources, stock or any other plan for expansion.

Debt consolidation. More and more we hear from people who are looking to consolidate their existing debts into one monthly payment, yet have been refused for credit elsewhere. A long term secured loan is an option for those with bad credit as it allows applicants to use their assets as collateral for the loan while reducing the multiple repayments with multiple lenders. A debt consolidation loan uses your property as security for the loan you want to obtain. You need to be able to afford the repayments through your normal income, as you risk losing your home if you don’t keep up the repayments.

Home improvement. Our home is our biggest asset, so it’s no wonder that homeowners continually look for ways to add value to their property. Whether it’s an extension, loft conversion, conservatory or simply some overdue maintenance work, a long term home improvement loan can help people to fulfil their renovation needs sooner rather than later. Feel free to check out our handy infographic for more information.

What qualifies as a long term loan?

While the maximum repayment duration of a long term loan through Evolution Money is 20 years, a long term loan is generally considered to be any loan agreement with a repayment period that is longer than one year. Due to the level of financial commitment involved, many long term loans are secured against a person’s house, car or other available financial assets.

Repayments are generally made on a monthly instalment basis with any additional rate of interest calculated as part of the cost. However, customers have the right to settle their loan early.

Want to know the approximate cost and timescales of your loan? Take a look at our handy loan calculator to see what your repayments might be on a Long Term Loan through Evolution Money.

Or, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no obligation quote from our qualified loan advisors at Evolution Money.

Apply for my Long Term Loan

How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews

Members of the The Finance & Leasing Association

FLA logoWe are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.


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Our Address

Evolution Money,
9 Portland Street,
M1 3BE

Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 9 Portland Street, Manchester, M1 3BE. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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