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Evolution Money
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Instalment Loans

Secured Loans > Our Loans > Instalment Loan

Instalment Loans

Evolution Money offers instalment loans of up to £50,000. And we’ll ensure your payment terms suit your circumstances.

Our application process is simple, our lending terms are flexible, and we offer no-obligation quotes. So, what’s stopping you finding out if you’re eligible?

Find out how much you can borrow with our instalment loan calculator today

What our happy customers say:

How much do you want to borrow?£5,000 to £50,000
For how long?1 year to 20 years
Monthly repayment
Total amount payable
APR Representative Variable READ MORE
This example is based on an average credit rating

Typical Example: Loan Amount: £10,000.00, Loan Term: 180 Months, Interest Rate: 19.56% PA (variable), Monthly Repayments: £188.00, Total Amount Repayable: £33,912. This example includes a Product fee of £1,000.00 (10% of the loan amount) and a Lending fee of £699.00. Read about our Rates and Fees.

Are you a homeowner?
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You will need to read and agree to our Fair Processing Notice before continuing. *
For one of our qualified agents to call you back at 9:00am tomorrow select get loan, alternatively to arrange a call back at a more suitable time tomorrow, select from the option.

Fair Processing Notice

Who we are:

Evolution Money Ltd, Progressive Money Ltd and Evolution Lending Ltd are all wholly owned subsidiaries of Darwin Loan Solutions ('the Group').

We take your privacy seriously and will only use your personal information to

A) Discuss loan offers and provide you with the products and services you have requested.
B) If you take out a loan with us and become our customer, it will also be used to manage your loan.

We'll keep your details for up to 12 months to enable us to help you with your loan application. If you don't take out a loan with us, we will delete your enquiry details unless regulations say we must keep them for longer.

This won't change any marketing preferences you've already chosen.

How we control and process your data:

Our companies hold and process your personal data in accordance with Data Protection law in the UK. We are committed to maintaining the privacy and protection of all personal data collected in connection with our broker and loan services. We may share your information with credit reference agencies and other companies for use in credit decisions, for fraud prevention and for debt collection purposes.


Marketing Contact preferences - putting you in control:

We would love to tell you from time to time about offers and special deals on loans, insurance products and utility services which may save you money.

If you're happy to be contacted about these, please click the boxes to tell us how you want us to get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.


Marketing Contact preferences - Our partners:

We would love to tell you from time to time about special offers and deals from our carefully selected partners.

If you're happy to be contacted by them please click the boxes to tell us how our partners can get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.


Please read the full details of our Fair Processing Notice including Credit Reference Agency Information Notice (CRAIN) Click here to see a copy of the CRAIN.

If you agree to our Fair Processing Notice and want to continue to the next stage - click Agree.


Select a callback time

Our friendly Manchester-based team are ready to discuss your loan.

Please select a convenient time.

Loan terms to suit your situation

No one can plan for the unexpected. When a problem happens like roof repairs, a broken boiler or a car breaks down, it can come at a considerable cost. There might also be a big ticket item on the horizon – like a wedding or a new car. That’s why taking out an instalment loan could be an option. With an instalment loan from Evolution Money, you can borrow the amount you need, with payment terms that suit your personal and financial circumstances.

That’s because our decision isn’t based solely on your credit history. So, if you have a less-than-perfect credit history, it needn’t be a barrier to getting the instalment loan you want.

If you're looking to obtain credit, our secured loans can be used for a range of purposes

Carry out home improvements; a great way to invest back into your property
A wedding loan could turn your dreams into a reality
Bigger personal items such as cars can be financed using a secured loan
Take your family on that much needed holiday
Even if you have bad credit we could still help you with a loan

Questions you may have...

What is the benefit of an instalment loan?

Our team of instalment loan specialists have supported thousands of people in making a decision that’s right for their own personal situation. Many borrowers choose to opt for a secured instalment loan for a number of reasons:

Clear monthly budget. With an instalment loan, borrowers can establish an estimated cost as part of their monthly outgoings. This allows people to better manage their budget and stick to a clear financial plan.

Flexibility. If you opt for this type of loan, you’ll never be expected to pay above the agreed instalments. With flexible repayment periods, you can decide on a term that is most affordable for you.

Larger value loans. Instalment loans often give applicants the chance to borrow a higher value loan.

More time to repay. Loans of a larger value, we will always look for the most affordable payment term that is suitable for you. Evolution Money offers a maximum loan duration of 20 years, which allows the borrower to split the cost of their loan into 240 monthly repayments.

Fewer usage restrictions. A secured instalment loan can be used for almost any purpose. We regularly work with people to help fund major home improvements, existing business investments, car purchases, or even their wedding day and honeymoon.

Is an instalment loan the only option?

If you’re thinking of applying for an instalment loan, it is always a good idea to weigh up all available options beforehand, like credit cards and unsecured loans these may be avenues worth exploring and better suited to your individual situation; however, the majority of other lenders focus solely on a person’s credit score when evaluating a finance application.

Evolution Money are different in that we always take into account a person’s current financial situation, not just their previous credit history. This means that a poor score won’t necessarily hold you back from the loan you need.

If a person does decide on an instalment-based loan, they must always remain aware of their responsibility to make every agreed repayment on time. Evolution Money provides variable rate loans, which means the precise payments may increase or decrease over time. Failure to repay instalments on time may result in additional charges and could negatively impact their credit rating.

Want to know the approximate cost and timescales of your loan? Take a look at our handy loan calculator to see what your repayments might be on an Instalment Loan through Evolution Money.

Or, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no obligation quote from our qualified loan advisors at Evolution Money.

Apply for my Instalment Loan

How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews

Members of the The Finance & Leasing Association

FLA logoThe Finance & Leasing Association is the leading trade body for the motor finance, asset finance and consumer credit industries in the UK.


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Our Address

Evolution Money,
9 Portland Street,
M1 3BE

Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 8 St John Street, Manchester, M3 4DU. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

© 2019 Evolution Money | Cookies | Complaints Policy | Breaking Down Our Loans | Terms & Conditions | Fair Processing Notice
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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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