If you become an accidental landlord, securing a loan against your property can be a great way to fund improvements or tackle other financial priorities. We understand that everyone’s financial circumstances may be different, which is why we offer the support you may need to source additional finance.
As a consumer buy-to-let lender, our loans have helped accidental landlords access funds while renting out their home for various reasons. We’d be happy to discuss your situation to find a solution that works for you. Even if you have a poor credit score , we can still consider you for a consumer buy-to-let loan.
All you need to do is contact us to speak to our experts direct by calling 0161 814 9158 or email [email protected] to discuss your needs in more detail.
Make sure you take a look at the other loans we offer as well as our hundreds of positive Feefo reviews to see why we’re an award-winning provider of secured loans in the UK.
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A consumer buy-to-let loan, or CTBL loan, is a loan designed for people who become ‘accidental landlords’. This happens if you find yourself owning a property that you can let out due to unexpected or temporary circumstances, rather than buying it with the intention of becoming a landlord for business or investment purposes. This could happen because:
A consumer buy-to-let loan allows you to use this property as collateral to raise funds to use for almost any purpose including home improvements and debt consolidation.
Our consumer buy-to-let loans range from £5,000 to £50,000 to help you access the amount you need. Plus we offer a range of repayment terms, allowing you to pay back the loan over a period between 3 and 20 years.
If you want to find out more, please get in touch with our team today. We’ll be happy to answer your questions and talk you through the application process.
If you think a consumer buy-to-let loan is the best option for your circumstances, make sure you meet our eligibility criteria. You must:
*Please be aware that the full loan must be paid back by your 70th birthday
Our approach to approving consumer buy-to-let loans sets us apart from other lenders and we’re committed to assessing your entire financial position, not just your credit rating.
If a consumer buy-to-let loan sounds like a solution that meets your current financial circumstances, apply for one today using the button below. This loan option lets you use your property for extra funds even if you’re not living in it, and our repayment terms can be tailored to your needs.
Do you have a question about our secured loans or the application process? Get in touch by giving us a quick call on 0161 814 9158. Alternatively, you can take a look at our help and advice page for more information.
For a typical loan of £30,000.00 over 120 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £598.34.
Including a Product Fee of £2,400.00 (8% of the loan amount) and a Lending Fee of £807.00, the total amount repayable is £71,800.20.
Annual Interest Rates ranging from 11.88% to 29.38% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.