£100,000 loans
£100,000 Loans
If you need help consolidating debts, paying for home improvements, a combination of the two or something else significant, a £100,000 secured loan from Evolution Money could be right for you.
You can choose repayment terms from 3 to 20 years to suit your budget and personal situation. We make everything clear upfront and don’t charge hidden fees. We look at more than just credit scores too – so, even if you’ve been turned down elsewhere, you could still get a £100,000 loan.
Use our £100,000 loan application form to apply online in minutes or call 0161 814 9158 for a free no-obligation quote. Our qualified loan advisers can help you find the right loan for your needs.
Don’t just take our word for it either – see what customers say in our reviews.
Apply for a £100,000 loan online today
If you need to cover a large cost or fund a big project, a £100,000 home loan could be the answer.
Use our handy application form or call our qualified loan advisers on 0161 814 9158 for a free no-obligation quote.
Don’t forget: we look at more than just credit scores, so you could still get a £100,000 loan with a poor or imperfect credit score.
If you're looking to obtain credit, our secured loans can be used for a range of purposes
Carry out home improvements; a great way to invest back into your property 
A wedding loan could turn your dreams into a reality 
Bigger personal items such as cars can be financed using a secured loan 
Take your family on that much needed holiday 
Even if you have bad credit we could still help you with a loan How do your secured £100,000 loans work?
We offer £100,000 loans to UK residents that are secured against their property, which is why you might see secured loans referred to as homeowner loans. Offering security can improve your chances of getting approved and accessing a better loan, as it reduces risk for the lender.
Beyond this, our £100,000 home loans work just like standard instalment loans. If your application is accepted and the loan is funded, you’ll repay the full figure, plus interest, in regular payments. You can spread the cost of these over 1 to 20 years, based on your budget and preferences. We’ll make all your costs clear from the start, too.
What are the benefits of a £100,000 UK home loan?
The key benefits of a secured £100,000 loan include:
- Easier to get: Offering your home as security may reduce the focus on your credit score, so you could still access the money you need with an imperfect credit history.
- Flexible repayment terms: With our flexible repayment periods of 3 to 20 years, you can repay quickly or spread the cost in smaller instalments. It’s up to you.
- Fewer restrictions on use: Whether you need a £100,000 home improvement loan or plan to put it towards something else, we offer loans for almost any purpose.
What should I consider before applying for a £100,000 loan?
Taking out a loan brings an element of risk, no matter the amount, so it’s best to think carefully before doing so. Ask yourself how much you truly need, why you need it, and how you’ll pay it back.
We’re a responsible lender and only offer loans our customers can afford. But by taking on a £100,000 secured loan, you risk having your home repossessed if you become unable to make your agreed repayments. Missing credit payments will also have a negative impact on your credit score and could make it harder to get credit in the future.
What can a loan with Evolution Money be used for?
- Carry out home improvements and invest back into your property
- A wedding loan could turn your plans into a reality
- Finance bigger personal items such as cars or bikes
- Consolidate multiple debts into one manageable payment
- Invest money into your business and watch it grow
Do I qualify for a £100,000 loan?
Check if you meet our lending criteria for a 100,000-pound loan:
- You’re aged between 21 and 70 years old
- You’re a homeowner
- You live in the UK
- You can afford the repayments from your regular income
Can I get a £100,000 loan with less than perfect credit?
Your credit score won’t necessarily reflect your financial situation as a whole, so we’ll look at factors like your security, income and outgoings when reviewing your application. The term ‘bad credit’ tends to be used when an individual’s credit score is less than perfect. This means we could offer you a £100,000 loan even if you have had financial difficulties in the past, if we’re confident you can afford the repayments.
How to get a £100,000 loan with Evolution Money
Ready to apply? Just complete our secure online application form or call 0161 814 9158 to speak with one of our qualified loan advisers. If you meet our lending criteria, we’ll get back to you with a free no-obligation quote for a secured £100,000 personal loan.
We’ll ask for a few different documents as part of the process:
- Proof of address (such as utility bills)
- Proof of income (your last 3 months payslips or tax returns)
- Proof of identity (passport or driving licence)
- Bank statements for up to the past three months
- Your mortgage account number and home insurance documents
We’ve approved loans for thousands of people across the UK and always do our best to help those who’ve been turned down for credit elsewhere. You don’t need to wait for a physical appointment, and we could complete an online valuation of your property.
Questions you may have...
Think carefully before securing debts against your home your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
