Customer Enquiries 0161 814 9158
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If your credit rating isn’t as strong as you’d hoped, there are steps that you can take to improve it.

How can I improve my credit score?

Home > Credit Rehab > Improving your credit score

If your credit rating isn’t as strong as you’d hoped, there are steps that you can take to improve it. Firstly, it might be worth holding off on any credit applications until your score looks better – each search will be recorded by the lender and this could lower your credit rating.

Joining the electoral register is an easy way to help boost your score – if your name’s not registered it’s harder to get credit. Such quick fixes will improve your score, but long-term control of your finances will really secure that credible rating. Paying back money on time and in advance is the simplest way to show lenders that you’re a reliable borrower.

You’ll also get a better credit score if you:

  • own your own home and/or have lived at the same address for at least a year
  • are on the electoral register
  • have a good credit history by repaying other credit agreements on time, for example your gas and electricity bills
  • have evidence of stability – for example you are employed rather than self-employed, you’ve lived at the same address, worked for the same company and had the same bank account for a long time
  • are not connected financially, through your mortgage or joint bank account, to people with a bad credit score
Warning: Late payment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Evolution Money 90 out of 100, based on 112 reviews over the past year. 112 user reviews. Read our reviews

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Our Address

Evolution Money,
9 Portland Street,
Manchester,
M1 3BE


Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

Complaints:
0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 8 St John Street, Manchester, M3 4DU. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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