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If your credit rating isn’t as strong as you’d hoped, there are steps that you can take to improve it.

How can I improve my credit score?

Secured Loans > Our Loans > Bad Credit Loans > Credit Rehab > Improving your credit score

If your credit rating isn’t as strong as you’d hoped, there are steps that you can take to improve it. Firstly, it might be worth holding off on any credit applications until your score looks better – each search will be recorded by the lender and this could lower your credit rating.

Joining the electoral register is an easy way to help boost your score – if your name’s not registered it’s harder to get credit. Such quick fixes will improve your score, but long-term control of your finances will really secure that credible rating. Paying back money on time and in advance is the simplest way to show lenders that you’re a reliable borrower.

You’ll also get a better credit score if you:

  • own your own home and/or have lived at the same address for at least a year
  • are on the electoral register
  • have a good credit history by repaying other credit agreements on time, for example your gas and electricity bills
  • have evidence of stability – for example you are employed rather than self-employed, you’ve lived at the same address, worked for the same company and had the same bank account for a long time
  • are not connected financially, through your mortgage or joint bank account, to people with a bad credit score
Warning: Late payment can cause you serious money problems. For help, go to moneyhelper.org.uk

How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews

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FLA logoWe are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.


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Our Address

Evolution Money,
9 Portland Street,
M1 3BE

Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 9 Portland Street, Manchester, M1 3BE. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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