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Secured Loans > What can a Home Improvement loan be used for?

What can a Home Improvement loan be used for?

12th February 2016 | Published by Evo Money

Home improvements can scale from a complete demolition of walls and extreme renovation, to the smaller less demanding task of redecorating the spare bedroom. Whatever level of improvements you want to make around your home rest assured that a home improvement loan through Evolution Money can help.

Here are just some of the ways our home improvement loans have helped our customers:

New Bathroom

Improving the bathroom is one of the easiest ways to improve your home. Bathrooms can quickly look outdated and a major bathroom re-fit can cost into the thousands of pounds. Nevertheless, if you want to update the current look and feel then a new stylish bathroom suite could be found for as little as £400.

New Kitchen

The kitchen is the heart of the home and often plays an integral part in the valuation the house. So, whether you are looking to make large changes and invest in some new cupboard units, appliances and work surfaces or you just want to spruce the kitchen up with some new fancy taps, cupboard handles and plug sockets. A home improvement loan through Evolution Money can give you the help you need to get the work started.

Going green

If you’re interested in ‘going green’ and making savings on your water and energy bills then a home improvement loan could be right for you. Our loans are used for various sustainable initiatives – whether you’re wanting to install solar panels to your roof, double glazed windows or just looking for ways to conserve the water you use, Evolution Money can help.

Adding a Conservatory

Conservatories are well sought after as they can well extend your summer living into the winter months. Obviously not all houses can accommodate a conservatory, but those that can offer themselves a great opportunity to get the most from their homes. However be sure to shop around for quotes and design options before making your decision.

Converting the loft

Choosing to expand the home upwards with a loft conversion offers homeowners an extra bedroom for growing families and can be a great return on your investment in the long run. Not all homes can accommodate a loft conversion, but if you’ve got the space it can be a great way to add extra value to your home.

Open plan

For many people the idea of an open plan home offers living arrangements a sense of space and light. Obviously you’ll need to seek professional advice before you undertake a project of this magnitude and start knocking walls down.

Have a look at our home improvement infographic on other ways to add value to your home, make savings and even how it could make you money. With loans available from £1,000 to £20,000 getting a Home Improvement loan whatever your plans has never been more appealing. Why not see how affordable our loans are with our handy loan calculator.

Category: Money
This post was written by Evo Money
Warning: Late payment can cause you serious money problems. For help, go to moneyhelper.org.uk
Representative 28.96% APRC (Variable) - For a typical loan of £20,950 over 85 months with a variable interest rate of 23.00% per annum, your monthly repayments would be £537.44. Including a Product Fee of £2,095.00 (10% of the loan amount) and a Lending Fee of £714.00, the total amount repayable is £45,682.15. Annual Interest Rates ranging from 11.7% to 46.5% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.

Think carefully before securing debts against your home your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
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