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Secured loans and your financial safety

Are Secured Loans Safe?

Secured Loans > Our Loans > Homeowner Loans > Are Secured Loans Safe?

Before you commit to any type of loan, it is important that you understand the terms and conditions for borrowing. With all secured loans, there is the risk of your property being repossessed and sold to cover your debt if you are unable to repay your loan. 

However, as long as you are able to keep up and make your repayments, you are in no danger of losing your home. Secured loans can even be a way to improve your credit score if you make your agreed repayments on time and in full.

How to pay off a secured loan consistently

Before applying for a secured loan, you should make sure that you are able to make the regular repayments through your regular income. As part of the application process, your lender will carry out an affordability check and ask you to provide information regarding your income and expenditure. 

We have a handy income and expenditure form so you are able to see your regular in-coming and out-goings and make a decision on where you may be able to budget to afford your secured loan repayments more comfortably. 

If you are finding it difficult to keep up with your secured loan repayments, do not hesitate to contact us. Our team will do everything they can to help you and understand any change in circumstances.

Our Customer Service Commitments at Evolution Money

At Evolution Money, we do everything we can to ensure our secured loans are an appropriate borrowing option for our customers. 

We pride ourselves on our personal and professional service. Each member of our team of qualified secured loan advisors are available to provide you with clear and honest advice regarding your loan application and will work with you every step of the journey to find a secured loan that suits your circumstances. 

The Evolution Money team place trust and integrity at the forefront of everything we do.

Our advisors are available to answer any customer enquiries on 0161 814 9158, responding quickly to any concerns and ensuring that our customers are not misled. 

We are also members of The Finance and Leasing Association and subscribe to its official lending code. 

How Customers rate our Secured Loans Process

With over 24,000 customers accepted since 2011, Evolution Money and our other Darwin Group of Companies strive to say ‘yes’ to our applicants despite their credit score and instead assess their unique financial situation. 

We are proud of our customer service, and in 2020, we were awarded the Platinum Trusted Service Award from independent customer feedback provider Feefo scoring 96 out 0f 100, based on 178 user reviews. 

Warning: Late payment can cause you serious money problems. For help, go to moneyhelper.org.uk

How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews

Members of the The Finance & Leasing Association

FLA logoWe are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.


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Our Address

Evolution Money,
9 Portland Street,
M1 3BE

Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 9 Portland Street, Manchester, M1 3BE. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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