How to add value to your home in 2025
Want to get your home on the market? If you’re considering moving, the first thing you need to do is get your house up for sale. The housing market in the UK is constantly evolving, but we’re always looking for ways to get the best possible price for your home – that much, at least, never changes.
In this blog, we’ll look at how to increase the value of your home through five popular methods, with some support from Evolution Money.
Adding value to your home
Home improvements are an important consideration for a homeowner before listing their property on the open market. It makes your home more attractive to potential buyers, and even the small jobs can make a big difference – what adds value to a house doesn’t have to be limited to large-scale work.
A project like a garage conversion or adding an extension obviously contributes to your property’s value, but even touching up some cosmetic flaws can be valuable.
Here are five home improvements that can add value, all varying in size, scale and price, so you have options regardless of how intensive you want to get.
Bathroom & kitchen renovations
The two most expensive rooms in any home are the bathroom and the kitchen. Renovating either (or both) of them is likely to add value to your home. While funding improvements here does carry a significant cost, you’re likely to receive a good return on your investment. Did you know that improving your kitchen alone is estimated to increase the value of your home by 5% or more?
We offer secured homeowner loans that could let you borrow between £5,000 and £100,000, releasing financial pressure around renovation work. With repayment terms between 3 and 20 years available, it can all work around your budget. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debts secured on it.
Maximise kerb appeal
What your home looks like outside is just as important as inside. What adds value to a house is a clear and clean exterior that is genuinely inviting. That means keeping the gardens in good condition, having a secure and maybe even stylish front door, and potentially painting outdoor woodwork. While it’s an underestimated part of the sales process, it’s the first thing that people see, and we all know that first impressions count!
Improve storage
When you’ve lived in your home for a long time, you likely have an innate sense of where everything is within it. While you’ve learned the intricacies of what can fit there, the next owners don’t have that benefit – so they’ll be coming in thinking ‘where do I put everything?’. Adding built-in storage solutions – under the stairs, perhaps, or along walls – is a good solution for how to increase property value as it helps them answer that question quickly. Being able to visualise ways for occupants to keep all their belongings organised and avoid clutter can deliver that ‘wow’ factor.
Prioritise efficiency
Energy efficiency is becoming increasingly important to homeowners. There are simple ways to make your home more efficient, monitoring heating controls and using less electricity. But on a larger scale, you could make improvements that improve efficiency on a structural level rather than just behavioural. This could mean adding insulation to the walls or roof, or installing a more efficient heating system. While this type of work is expensive, it makes the costs of maintaining the property more affordable – helpful for you while you continue to live there and attractive for potential buyers.
Modernisation
Paying attention to the latest trends in the world of interior design can help inform redecoration with a view to selling up. That could mean painting walls in colours that are growing in popularity, or rearranging furniture or tweaking colour schemes in line with trending philosophies. Minimalist design and open-plan structures are in fashion, while going bright on colour or ensuring plentiful access to natural light not only reflects what’s getting attention in design circles but also creates a welcoming atmosphere for property viewers.
Loans to help increase the value of your home
If you’re considering making home improvements that add value, you might be worrying about the cost associated with that. There’s no two ways about it; renovations can be expensive. If you don’t have the money to hand or in savings, you do have other options, though. Before considering something like a secured loan, it’s worth exploring all your funding options. Could you borrow from family? Are there any interest-free alternatives? Any form of borrowing should be carefully considered.
A secured loan is one way to fund projects that could potentially add value to your home. With Evolution Money, you can borrow up to £100,000, which you can put towards paying for tradespeople and materials. This could help you spread the cost of renovations over time, if it’s affordable to you.
You should always weigh up the pros and cons of borrowing, though, and check your credit score as part of your consideration. We carry out a soft credit search to assess your eligibility, which won’t affect your credit score. If you decide to go ahead and your loan is funded, a hard credit search will be added to your credit file. It’s vital to assess the affordability of a loan, and you should never enter into a loan agreement that would put you under financial strain or pressure.
Borrow money for home improvements from Evolution Money today
If you want to know how to increase your home value, making smart improvements can go a long way. Whether it’s maximising your curb appeal or upgrading your kitchen, the right changes can make your property more attractive to potential buyers. At Evolution Money, we offer secured loans from £5,000 to £100,000 to help fund your home improvement projects, and we’re proud to be rated ‘Exceptional’ for the service we provide to every customer. To see if you qualify for a loan with us, simply check your eligibility today.
Looking for further tips and insights on adding value to your home? Alternatively, maybe you want some advice on how to manage your finances. For both and more, visit our help and advice hub. You’ll find a wealth of articles designed to inspire and guide you on your journey to financial strength.
Representative 28.96% APRC (Variable)
For a typical loan of £26,600 over 180 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £484.00. This includes a Product Fee of £2,660.00 (10% of the loan amount) and a Lending Fee* of £763.00, bringing the total repayable amount to £87,030.00. Annual Interest Rates range between 11.7% to 46.5% (variable). Maximum 50.00% APRC. *Lending Fee varies by country: England & Wales £763, Scotland £1,051, Northern Ireland: £1,736.
Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
