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Evolution Money
Customer Enquiries 0161 814 9158
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Take control of your finances. See exactly where your money goes.

Income and Expenditure Form

Secured Loans > Help & Advice > Income & Expenditure Form

Fill in the amounts in the column below, to see how much money is coming into your household each month

Monthly Incomings

Monthly Total

Fill in the amounts in the column below, to see how much you are spending each month

Monthly Expenditure

Monthly Total

Do you want help with your budgeting?

If you want to organise your money– it’s important to get prepared putting together a budget is a good starting point.

Our simple and easy to use Income & Expenditure form could prove invaluable in helping you. It may help identify where you are spending your money and what your disposable income is.

Using this form to do your budget is a really good way to start planning your finances. You need to be as honest and accurate as possible, make a log of all the incomings and outgoings and by setting a budget it may help you to keep a track of your finances.

Evolution Money Tip: Collect your paperwork first

  • Find your recent payslips
  • You’ll need all your latest bank and credit card statements
  • A copy of your credit report

How to calculate your Income and Expenditure

Calculate your income
Start by calculating your income, and list all the money coming in to your household.

This includes salaries for you and your partner, any regular overtime, list any benefits or pensions that you may receive.

Calculate your expenditure
Next, record all your essential outgoings which could include your mortgage/rent, household bills, clothing, and childcare costs.

Your statements should list all standing orders, and direct debits to help you do this.

To calculate the cost of your monthly food shopping add up your receipts to find out your monthly total. Make a note of all the other outgoings you have such as: phone, internet contracts, cost of travelling to and from work, plus the cost of running your vehicle such as maintenance and breakdown cover.

Another good idea is to total up what you spend daily on lunches at work.

Don’t forget about all your other costs such as gym membership, dental costs, pet insurance or hobbies and interests you may have.

Completing all this information will give you an accurate idea of what you are spending.

Your Disposable Income

After filling in the income and expenditure form, you’ll be able to see how much realistically you can afford each month on a loan repayment.

This will help you budget and even identify areas where you could cut back spending and save a little money each month.

Knowing exactly what your outgoings, incomings and your disposable income is each month is important and may benefit you, especially if you are thinking of taking out a loan.

Evolution Money Tip: Prefer to talk to us directly

You can also speak to one of our qualified loan advisors. We can help you go through your income and expenditure today and see what loan options could be available to you.

Call us for a chat on 0161 814 9158

Warning: Late payment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews

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Our Address

Evolution Money,
9 Portland Street,
M1 3BE

Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 8 St John Street, Manchester, M3 4DU. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

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Fair Processing Notice

Who we are:

Evolution Money Ltd, Progressive Money Ltd and Evolution Lending Ltd are all wholly owned subsidiaries of Darwin Loan Solutions ('the Group').

We take your privacy seriously and will only use your personal information to

A) Discuss loan offers and provide you with the products and services you have requested.
B) If you take out a loan with us and become our customer, it will also be used to manage your loan.

We'll keep your details for up to 12 months to enable us to help you with your loan application. If you don't take out a loan with us, we will delete your enquiry details unless regulations say we must keep them for longer.

This won't change any marketing preferences you've already chosen.

How we control and process your data:

Our companies hold and process your personal data in accordance with Data Protection law in the UK. We are committed to maintaining the privacy and protection of all personal data collected in connection with our broker and loan services. We may share your information with credit reference agencies and other companies for use in credit decisions, for fraud prevention and for debt collection purposes.


Marketing Contact preferences - putting you in control:

We would love to tell you from time to time about offers and special deals on loans, insurance products and utility services which may save you money.

If you're happy to be contacted about these, please click the boxes to tell us how you want us to get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.


Marketing Contact preferences - Our partners:

We would love to tell you from time to time about special offers and deals from our carefully selected partners.

If you're happy to be contacted by them please click the boxes to tell us how our partners can get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.


Please read the full details of our Fair Processing Notice including Credit Reference Agency Information Notice (CRAIN) Click here to see a copy of the CRAIN.

If you agree to our Fair Processing Notice and want to continue to the next stage - click Agree.


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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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