Modern Slavery and Human Trafficking Statement for the Financial Year Ended 31 March 2026

This statement is made pursuant to Section 54(1) of the Modern Slavery Act 2015. It sets out the steps that the Evolution Money Group and its subsidiary companies (Evolution Lending Limited, Evolution Money Limited, and Progressive Money Limited (“the Group”)) have taken during the financial year ending 31 March 2026 to prevent modern slavery and human trafficking in our business operations and supply chains.

This joint statement covers all entities within the Group, recognising our shared operational infrastructure and unified management approach. It will be reviewed and published annually. This statement will be published on the Group’s website.

Evolution Money Group companies are financial services providers operating in the secured and unsecured lending market in the UK.  The companies are incorporated in England and Wales with the company numbers shown in the table below.

Evolution Money Group Limited is not authorised or regulated by the Financial Conduct Authority, but the other firms listed below are authorised and regulated by the Financial Conduct Authority (FCA), with the Firm Reference Number (FRN) shown in the table.

Evolution Money Group Limited is a parent holding company and does not conduct its own business activities. All firms have their registered office address as 9 Portland Street, Manchester, M1 3BE and are private limited companies. Products are only available to UK homeowners.

For the financial year ending 31 March 2026, the Group employs fewer than 200 people.

We are a Certified B Corporation and aim to operate responsibly and ethically. This includes considering the impact of our business activities, supplier relationships, and customer interactions, and taking steps to reduce the risk of modern slavery and human trafficking.

As a B Corporation we have committed to respect human rights and to each of the following:

• UN Guiding Principles on Business and Human Rights.
• The International Bill of Rights or the rights under the Universal Declaration of Human Rights.
• The International Labour Organization’s (ILO) Declaration on Fundamental Principles and Rights at Work.

As a financial services provider, our business model does not involve heavy manual labour or complex international manufacturing supply chains. Our supply chains primarily comprise UK-based firms. These include:

• UK-regulated brokers, intermediaries, and banks.
• Credit reference agencies and financial technology partners.
• Information technology, cloud infrastructure, and software vendors.
• Professional services providers (legal, audit, and recruitment agencies).

Office facility services, including third-party cleaning, security, and catering providers.

We consider the overarching risk of modern slavery within our direct business operations to be inherently low. However, we recognise that our greatest exposure lies within our third-party relationships, particularly concerning outsourced services, the procurement of hardware, and the intermediary and broker networks we rely upon to introduce customers to our products.

We recognise that modern slavery is a financial crime as well as a human rights abuse. Victims of human trafficking and modern slavery may be vulnerable to financial exploitation, including financial coercion (such as being forced to take out loans under duress).

In alignment with our obligations under the FCA’s Consumer Duty and our commitment to safeguarding vulnerable customers, we treat the risk of modern slavery as a direct consumer risk. All our customer-facing teams are trained to identify red flags indicative of financial coercion, helping reduce the risk that our lending products are misused by exploiters.

We do not tolerate modern slavery or human trafficking in our business or supply chains. Our approach is supported by internal policies and governance arrangements that apply across the Group. Relevant policies include:

• Vendor and Broker Management Policy
• Vulnerable Customer Policy
• Whistleblowing Policy
• Recruitment Policy
• Anti-Money Laundering Policy

As part of our supplier and partner onboarding arrangements, we carry out proportionate due diligence to understand the nature of the business, the services provided, and any associated risks before entering into a relationship. This due diligence supports our wider assessment of ethical, operational, regulatory, and supply chain risks, including risks relevant to modern slavery and human trafficking. During the year, we introduced more specific modern slavery questions into our supplier and partner due diligence process to improve how we assess and monitor those risks.

We monitor the effectiveness of our approach through completion of staff training, review of supplier onboarding responses, escalation of any concerns identified through due diligence, and oversight through relevant governance forums.

We have not identified any areas requiring immediate action with regard to supplier relationships, beyond our regular procurement due diligence processes and our internal third-party supplier policies.

Staff are required to complete annual training on modern slavery and related financial crime risks, supporting awareness of the risks that may arise in our business, supply chains and customer interactions.

Compliance and Broker Management teams receive targeted guidance on identifying red flags within supply chains and broker networks. Our operational staff are trained to spot the signs of financial abuse during the loan application journey. We review the effectiveness of our risk-mapping and onboarding controls to support effective oversight.

This statement was reviewed, formally approved, and adopted by the Board of Directors of Evolution Money Group on 6^th August 2026.