Looking to buy a new or used bike? Maybe you need to fix your current one. Either way, finding a lender who’ll accept your application can be challenging. Especially if your credit score is less than perfect.
That’s why many people choose Evolution Money. Our Secured Bike Loans could help you borrow between £5,000 and £100,000 to buy the bike you need. We also form our decisions based on your current financial situation, not just your credit history.
Want to find out if a Secured Bike Loan is right for you? Check your eligibility in minutes by hitting the button below.
Check your eligibility in minutes
All credit profiles considered
Advice from a qualified adviser
What age of motorbike can I purchase?
If you’re eligible, it’s up to you on what type, engine size and age of motorbike you purchase – we just provide the loan.
How much can I borrow?
Our motorbike loans range between £5,000 and go all the way up to £100,000. As long as you are aged between 21-70, live in the UK and own your own home, we may be able to help you.
Do I need a good credit score to apply for a Bike Loan?
A good credit score improves your chances – but it’s not the only thing we look at. Even if you don’t have a perfect credit score, our expert loan advisors may still be able to help you get the money you need.
We base our lending decisions on your current financial situation rather than solely on your credit history. Many people who have been refused credit elsewhere are still able to access the money they need through Evolution Money.
We believe in making borrowing better. Our customers think so too.
We only offer one type of loan – a secured homeowner loan. But there are different ways we may be able to make it work for your situation. Whether you have bad credit, own part of your home, have a Help to Buy property or want to apply with someone else. We’ll look at your circumstances and see what’s possible.
We look beyond credit scores. If you’ve had issues in the past, we may still be able to help.
Learn more about bad credit loans
Applying with a partner could boost your chances and help you borrow what you need.
Learn more about joint loansSubmit your details with Evolution Money in minutes and find out if a Bike Loan is right for you.
Representative 21.82% APRC (Variable)
For a typical loan of £18,900 over 180 months with a variable interest rate of 18.72% per annum, your monthly repayments would be £335.99. This includes a Product Fee of £1890.00 (10% of the loan amount) and a Lending Fee* of £763.00, bringing the total repayable amount to £60,478.00. Annual Interest Rates range between 8.6% to 27.87% (variable). Maximum 50.00% APRC. *Lending Fee varies by country: England & Wales £763, Scotland £1,051, Northern Ireland: £1,736.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

