Customer Enquiries 0161 814 9158
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Real stories and real people

Meet Jack

Our first story

Meet Jack.

Jack had been the assistant manager of a hotel for five years before he was made redundant in 2013.

It wasn’t long before his usual monthly outgoings and expenses began to fall out of line with his change in income. When we find ourselves in a tight financial situation that we are not accustomed to, it can be difficult to get used to the limits of our new budget.

Jack already had existing credit commitments to both payday and mainstream lenders. He was left with a total repayment cost of £500 per month, spread across six different loan providers.

Managing these repayments became a challenge in itself and, having missed a couple of repayment deadlines by a few days, he began to incur additional late fees. His credit score suffered as a result.

Despite finding a new job in the restaurant of another hotel, Jack’s usual personal loan providers refused his applications to cover the cost of existing debt on account of his bad credit.

That’s when Jack approached Evolution Money.

He needed to know the best way to regain control of his finances and lower his total monthly repayment cost.

Having applied online, one of our expert loan advisors listened to Jack’s story on the phone, took into account all aspects of his situation not just his credit score before talking him through our most suitable debt consolidation loan options available to him.

Together we were able to work out Jack’s ideal repayment plan. As a homeowner, we were able to offer him a £5,000 secured loan to consolidate his existing loans into one single monthly payment of £300.
This not only brought his monthly cost of repayment significantly down, it made the process of repaying far less stressful and far easier to manage.

Warning: Late payment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Evolution Money 90 out of 100, based on 112 reviews over the past year. 112 user reviews. Read our reviews

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Our Address

Evolution Money,
9 Portland Street,
Manchester,
M1 3BE


Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

Complaints:
0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 8 St John Street, Manchester, M3 4DU. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

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