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Secured Christmas Loans

Christmas is a special time of year and a chance to catch up with friends and family.

A Christmas loan could help towards the cost of the festive season, as it’s not always possible to save throughout the year.

At Evolution Money, our Christmas loans start from £1,000 and could be a good way to spread the cost.

As long as you’re aged between 18-70, live in the UK and are a homeowner with a mortgage, we could be able to help you.

Find out today if you qualify for a Christmas loan with Evolution money.

What our happy customers say:

How much do you want to borrow?£1,000 to £25,000
For how long?1 year to 15 years
Are you a homeowner?
Contact Details
First Name*
Surname*
Email Address*
Mobile Number*
Day Time Number*
Loan Purpose
Finally
You will need to read and agree to our Fair Processing Notice before continuing. *

Fair Processing Notice

Who we are:

Evolution Money Ltd, Progressive Money Ltd and Evolution Lending Ltd are all wholly owned subsidiaries of Darwin Loan Solutions ('the Group').

We take your privacy seriously and will only use your personal information to

A) Discuss loan offers and provide you with the products and services you have requested.
B) If you take out a loan with us and become our customer, it will also be used to manage your loan.

We'll keep your details for up to 12 months to enable us to help you with your loan application. If you don't take out a loan with us, we will delete your enquiry details unless regulations say we must keep them for longer.

This won't change any marketing preferences you've already chosen.

How we control and process your data:

Our companies hold and process your personal data in accordance with Data Protection law in the UK. We are committed to maintaining the privacy and protection of all personal data collected in connection with our broker and loan services. We may share your information with credit reference agencies and other companies for use in credit decisions, for fraud prevention and for debt collection purposes.

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Marketing Contact preferences - putting you in control:

We would love to tell you from time to time about offers and special deals on loans, insurance products and utility services which may save you money.

If you're happy to be contacted about these, please click the boxes to tell us how you want us to get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.

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Marketing Contact preferences - Our partners:

We would love to tell you from time to time about special offers and deals from our carefully selected partners.

If you're happy to be contacted by them please click the boxes to tell us how our partners can get in touch with you.

You can change how we contact you at any time by simply getting in touch with us on FPNandmarketing@darwinloansolutions.co.uk or 0161 814 9210.

Your choices do not affect your enquiry/loan application in any way.

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Please read the full details of our Fair Processing Notice including Credit Reference Agency Information Notice (CRAIN) Click here to see a copy of the CRAIN.

If you agree to our Fair Processing Notice and want to continue to the next stage - click Agree.

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28.65% APRC Representative Variable Read more

Typical Example: Loan Amount: £7,500.00, Loan Term: 60 Months, Interest Rate: 19.56% PA (variable), Monthly Repayments: £222.17, Total Amount Repayable: £13,330. This example includes an Product fee of £750.00 (10% of the loan amount) and a Lending fee of £499.00. Read about our Rates and Fees.

Secured Loans for Christmas

Christmas can be an expensive time of the year and those with a poor or no credit history might not consider applying for loan because they assume they’re going to be unsuccessful.

But at Evolution Money, we like to say “yes”.

With our secured Christmas loans, we consider more than your credit history. Instead, we focus on you – and your unique circumstances. We assess you on a range of criteria to supply a secured loan that best suit your situation.

To find out more, get in touch with the qualified loan advisors at Evolution Money today for a no-obligation quote.

If you're looking to obtain credit, our secured loans can be used for a range of purposes

Questions you may have...

Do I need a good credit score to apply for a Christmas loan?

Even if you don’t have a perfect credit score, our expert loan advisors may still be able to help you get the money you need.

We base our lending decisions on your current financial situation rather than solely on your credit history. Many people who have been refused credit elsewhere are still able to access the money they need through Evolution Money.

How long do I have to repay a Christmas loan?

The shortest repayment period we offer is 12 months. Longer repayment terms allow people to split their repayments into smaller amounts compared with a shorter repayment period. However, it should be noted these generally involve a higher total amount of interest due to be repaid.

How much interest will I pay on a Christmas loan?

As a responsible loan provider, we believe in being completely transparent when it comes to all the fees involved with your Christmas loan. When it comes to interest, the total amount to repay will depend on a variety of factors. For example, the repayment period, credit history, and the value of your property.

Want to know the approximate cost and timescales of your loan?

Take a look at our handy loan calculator to see what your repayments might be on a bad credit loan through Evolution Money.
Or, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no obligation quote from our qualified loan advisor at Evolution Money today.

Want to know the approximate cost and timescales of your loan? Take a look at our handy loan calculator to see what your repayments might be on a Christmas Loan through Evolution Money.

Or, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no obligation quote from our qualified loan advisors at Evolution Money.

Apply for my Christmas Loan

How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 90 out of 100, based on 112 reviews over the past year. 112 user reviews. Read our reviews

Members of the The Finance & Leasing Association

FLA logoThe Finance & Leasing Association is the leading trade body for the motor finance, asset finance and consumer credit industries in the UK.

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Our Address

Evolution Money,
9 Portland Street,
Manchester,
M1 3BE


Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

Complaints:
0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 8 St John Street, Manchester, M3 4DU. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

© 2018 Evolution Money | Cookies | Complaints Policy | Breaking Down Our Loans | Terms & Conditions | Fair Processing Notice
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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

Award Winning

Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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