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What Is A Direct Lender FAQ

What Is A Direct Lender?

Secured Loans > Our Loans > Bad Credit Loans > What is a direct lender

What is a direct lender?

A direct lender is a financial institution that offers loans to customers without the need for a broker or other third party. You apply directly to the lender, and they offer the money directly to you (assuming you are approved).

Getting a loan from a direct lender means you only deal with them. Your details won’t be passed onto or shared with third parties without your knowledge.

  • A direct lender will deal with you throughout the loan application and repayment period
  • Your details won’t be passed onto or shared with third parties without your knowledge and approval
  • A broker is different to a direct lender – they will find a loan for you for a fee
  • A broker may need to share your financial information with third parties in order to find you a loan

Not sure if you’re dealing with a direct lender? Check their website. That will state whether they are a direct lender or a broker.

Warning: Late payment can cause you serious money problems. For help, go to moneyhelper.org.uk

How our customers rate us

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Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews

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FLA logoWe are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.


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Our Address

Evolution Money,
9 Portland Street,
M1 3BE

Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9158

0161 814 9165

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 9 Portland Street, Manchester, M1 3BE. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

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