36.48% APRC Typical Variable

Typical Example: Loan Amount: £5,000, Loan Term: 72 Months, Monthly Repayments: £155.33, Total Amount Repayable: £11,183.76. This example includes a fee of £900 (18%). Read about our Rates and Fees.

Maximum APRC:  98.67%. Max rate figure is based on loan amount applied for, loan term and personal circumstances of applicant. Repayment periods: Secured loans: minimum 1 year – maximum 15 years.  We do not offer loans which require full repayment within 60 days or less.

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
Direct dial to see if you qualify 0161 814 9291
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We make it easy to understand our fees and charges

Schedule of Fees and Charges

Home > Help & Advice > Schedule of Fees and Charges

We believe in being open and honest about our loans – see below for a full schedule of our fees and charges:

Arrangement Fee
Charged if you have been referred to us by an introducer (including associated companies), we will pay to them a fee for the introduction.
10% of loan advance
Servicing Fee
Charged for the relationship management services we will provide in managing your Account with us.
8% of loan advance
Data Access Request
Charged if you require access to personal details relating to your loan (Covered under the Data Protection Act 1998).
£10.00
Deed of Postponement
Administration fee charged if we authorise the postponement of our charge in favour of another lender.
£125.00
Late Payment Reminder Letter
Charged on each occasion that you do not make your monthly instalment within 15 calendar days of the regular due date
£10.00
Payment Returned Unpaid
Charged for each cheque, card payment, standing order or direct debit which is returned unpaid by your bank if you do not make your monthly instalment within 15 calendar days of the regular due date
£12.00
Issue of Default Notice
Charged on each occasion that your account enters or re-enters default status.
£35.00
Field Agent Fee
Charged if a home visit is undertaken to establish your financial situation when your account is in arrears, or where other communication methods have not been successful. Please note that additional trace-related charges may be applied (at cost) if you move residence without advising us accordingly.
£60.00
Solicitors Instruction
Charged if solicitors are instructed to commence litigation proceedings.
£125.00
Asset Management (in the event of repossession)
Charged in the event of repossession to cover the administration costs associated with the sale of the secured property. Any other charges incurred as a result of the litigation, including but not exclusively; solicitors costs; estate agency fees, repossession agent fees; clearance costs and locksmith’s costs, will also be applied to your account at cost.
£750.00
Court Costs
Any court costs incurred in enforcing the agreement will be charged at cost, including but not exclusively; county court judgement applications, attachment of earnings.
 

PLEASE THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Warning: Late payment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

How our customers rate us

We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual.
Evolution Money 86 out of 100, based on 332 ratings. 332 user reviews. Read our reviews

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Our Address

Evolution Money,
9 Portland Street,
Manchester,
M1 3BE


Registered Company Number: 06987852

Contact by Phone

General Enquiries:
0161 814 9291

Complaints:
0800 781 4095

Contact by Email

Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 8 St John Street, Manchester, M3 4DU. Authorised and regulated by the Financial Conduct Authority, firm reference number 708324.

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